What happens is it's difficult to hit the target I'm aiming because it feels like I'm too much on top of the target. So I either shoot it to far to the right, or pull it.
What works for me is to envision the ball rolling to the break point and developing a feel for the break point rather than focusing on the target at the arrows. To me the break point always seemed closer so either feeling it or aiming at it directly always seemed easier from inside.
As far as getting through the approach from in front of the ball return, I take the same number of steps in my head, but like Dan I only take 3 steps, but I visualize my first two steps and start the ball with an imaginary step of the right foot and drop the ball into the swing as I start the next step.
One other way to do it is to walk diagonally in front of the ball return and then turn and square yourself to the target line you want to play and extend down this line through the break point. If you bowl in an amf house this might be your only option since the ball returns in these houses tend to be closer to the foul line than in brunswicks.